Reduce processing costs
Line-by-line statement analysis to expose hidden fees, mark-ups and outdated pricing models — then a cleaner, more transparent structure.
Proudly serving merchants coast to coast
Payments that protect your margins.
MerchantProtect Canada helps businesses cut processing costs, adopt modern payment technology, and reinvest the savings into better customer experiences and smoother operations.
No obligation
Interac & all major cards
Canadian support
Total · CAD
$48.20
Tap, insert or swipeReading card
AuthorizingSecure · Encrypted
ApprovedInterac Flash · 0.9s
•••• •••• •••• 4821
MERCHANT PROTECT
Effective rate1.94%
PCI compliantProtected
Next-day deposit$12,480.50
SCROLL
CloverPAX TechnologyInteracVisaMastercardAmerican ExpressApple PayGoogle PayIngenicoVerifoneShopifyWooCommerce
CloverPAX TechnologyInteracVisaMastercardAmerican ExpressApple PayGoogle PayIngenicoVerifoneShopifyWooCommerce
About MerchantProtect Canada
Lower costs. Better tech. Reinvested growth.
We sit on your side of the counter. We review what you pay, source the right hardware and processing from leading providers, and stay with you after go-live — so the money you save goes back into your customers, your staff and your growth.
Embrace advanced technology
Smart POS, tap-to-pay, online checkout, integrated invoicing and crypto acceptance — chosen for the way you actually operate.
Reinvest the savings
Turn reclaimed margin into faster checkout, loyalty programs and operational efficiency your customers notice.
$0Cost for a full statement review
0Relationship for hardware, processing & support
0Merchant help desk access
0Provinces & territories we can serve
Payment Solutions
Every way your customers want to pay.
From the countertop to the curbside to the checkout page, we match you with the right technology and processing for each channel.
In-Person
Smart terminals & POS built for Canadian checkout.
Accept Interac debit, credit and mobile wallets on modern countertop and smart POS devices from Clover, PAX and other leading manufacturers.
- Interac Flash, chip & PIN, contactless
- Tipping, split bills & table service
- Inventory, staff & sales reporting
TERMINAL 02ONLINE
Latte ×2$11.50
Croissant$4.25
Tip 15%$2.36
Total$18.11
Tap to pay
E-Commerce
Online checkout that converts — and stays secure.
Payment gateways and hosted checkout pages that plug into Shopify, WooCommerce and custom sites, with fraud tools and tokenized card storage.
- Plugins for popular platforms
- 3-D Secure & fraud screening
- Saved cards & one-click checkout
CHECKOUT SECURE
MM / YY · CVC
Postal code
Pay $129.00 CAD
Mobile
Get paid anywhere — patio, job site or market stall.
Wireless handhelds and tap-to-pay on phone solutions for businesses that move. Ideal for restaurants, trades, deliveries and pop-ups.
- LTE & Wi-Fi handheld terminals
- Tap to Pay on smartphones
- Pay-at-table & curbside
HOLD NEAR$86.40
Recurring
Subscriptions and memberships on autopilot.
Schedule billing, store cards securely, and recover failed payments with smart retries — perfect for gyms, clubs, SaaS and service plans.
- Flexible billing schedules
- Automated retries & dunning
- Card updater & customer portal
OCTOBER142 ACTIVE
Integrated
Payments that talk to the rest of your business.
Connect payments with accounting, CRM, booking and ERP systems so reconciliation happens automatically and data flows where you need it.
- Accounting & bookkeeping sync
- Virtual terminal for card-not-present
- Developer APIs & webhooks
Crypto
White-label crypto acceptance, under your brand.
Let customers pay in popular digital currencies alongside cards and cash, with clear reporting for every transaction and reconciliation.
- Accept crypto + traditional payments
- Split payments across methods
- Your logo, colours and receipts
PAYMENT METHODSSPLIT
Card · Visa$60.00
Crypto · BTC$40.00
PaidCOMPLETE
Print receipt
Behind the tap
How does a debit or credit transaction work?
Two seconds at the counter, six hand-offs behind the scenes. Press play or step through it — knowing the path is the first step to knowing where your fees come from.
CustomerTaps card or phone
Merchant POSEncrypts & sends
ProcessorRoutes the request
Card NetworkInterac · Visa · MC
Issuing BankApproves or declines
STEP 1 / 6 · 0.0s
The customer taps
Card or mobile wallet data is read by the terminal over NFC or chip.
White-Label POS + Crypto
A complete POS, under your name.
Offer merchants a full point-of-sale with your logo, colours and receipts. Your brand at checkout, in reports and in the merchant dashboard. Try it — rename the brand, pick a colour and ring up a sale.
Your brand, everywhere
Logo, colours and receipts — merchants see you, not us.
Hardware + setup included
Devices provisioned, configured and staff trained to sell fast.
Full POS features
Products, inventory, pricing, invoices, discounts and e-receipts.
Flexible payments
Crypto alongside cards, with split payments and clean records.
Northern Coffee Co.10:24 AM
Tap items to add to the order
Total$0.00
CARD 60%CRYPTO 40%
Savings Estimator
See what you could be keeping.
Move the sliders to match your business. Then send us a statement and we'll show you the real numbers.
$5K$500K
Total fees ÷ total volume
ESTIMATED ANNUAL SAVINGS$0$0 per month
Today
$0
With MPC
$0
Illustrative estimate only. Actual rates and savings depend on card mix, transaction size, provider and business type.
How we work
Five steps to better payments.
01
Understand
We learn how you sell, how customers pay and where the friction is.
02
Analyze
A line-by-line review of your statement, equipment and contracts.
03
Compare
We evaluate options across our provider network — not just one.
04
Implement
Hardware delivered, configured and your team trained.
05
Support
Ongoing monitoring and one number to call as you grow.
Industries
Built for the way you do business.
Retail
Fast checkout, inventory sync and loyalty that brings customers back.
Smart POSInventoryGift cards
Restaurants & Cafés
Pay-at-table, tipping, split bills and kitchen display integration.
HandheldsTipsOnline ordering
E-Commerce
Secure gateways and hosted checkout for every major platform.
GatewayFraud toolsTokenization
Health & Wellness
Clinics, spas and studios with booking-linked billing and memberships.
RecurringCard on fileBooking
Trades & Field Services
Invoice on site, take deposits and get paid before you leave the driveway.
MobileInvoicingVirtual terminal
Multi-Location
Consolidate processing and reporting across every storefront.
Central reportingUnified pricing
Built for Canada
Canadian payments have their own rules. We know them.
From Interac debit to provincial tax handling to the Code of Conduct for the Payment Card Industry, we make sure your setup fits how Canadians pay.
Interac
Debit-first ready
Interac Flash and chip & PIN debit on every terminal we supply.
CAD
Canadian dollar settlement
Deposits to your Canadian bank account in CAD, with clear reporting.
GST/HST
Provincial tax aware
POS configured for GST, HST, PST and QST where it applies.
EN / FR
Bilingual by design
Terminals and receipts that can serve customers in English and French.
Why MerchantProtect
The difference is who we work for.
Typical processor rep
Works for the processor
- One product line, one pricing structure
- Long contracts and hidden fees
- You figure out if it fits
- Set-up and integration left to you
- Call-centre support queues
MerchantProtect Canada
Works for you
- Multiple solutions across leading providers
- Transparent pricing you can read
- Independent advice from a merchant advocate
- Hardware, setup and training handled
- One relationship as your needs evolve
Yes. Send us a recent processing statement and we'll break down what you pay, your effective rate, and what options are available — with no cost or obligation.
No. Deposits settle to the Canadian business bank account you already use.
Often, yes. If your equipment is compatible we'll work with it. If an upgrade makes sense, we'll show you the numbers first.
Most merchants are up and running within a few business days of approval, including device setup and staff training.
Your merchants get a branded POS that accepts digital currencies alongside cards and cash, including split payments. Every sale is recorded with clear reporting for reconciliation.
We work with providers whose hardware and gateways support PCI DSS requirements, including encryption and tokenization, and we help you stay compliant.
Get started
[email protected]
Ready to protect your margins?
Start with a free review of your current processing. No obligation, no pressure — just clarity. Interested in joining our community? We'd love to hear from you.
1
Tell us about your business and how you accept payments.
2
We compare options across our provider network.
3
Receive a plain-language summary and recommendation.